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  1. 사전상담 : 사전상담을 받고 대상자로 판정되면 신청
  2. 신용보증 신청 : 한국자산관리공사 창구(본사 및 각 지역본부 지부, 전국 서민금융통합지원센터 포함), 시중은행 창구, 인터넷을 통해 신용보증 신청
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